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Hours: Monday – Saturday, 8 am – 5:30 pm; Sunday, Might & June, 9 am – 1 pm. The U.S. Housing and Urban Development (HUD) requires lenders to finalize a foreclosure within sure time frames from initiation of the foreclosure to the completion of the foreclosures sale.

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HUD will give proprietor occupant bidders a 15 day window to conduct inspections, and if there’s something considerably improper with the home that wasn’t disclosed in HUD’s own inspection (see below), then you’ll be able to cancel the contract and get your earnest money back.